Takes about 2 minutes • We’ll follow up within 24 hours.
General Liability Insurance for
Protecting California's Business Exposures
Protect your liability by having a liability policy properly reflecting your business' operations and risks.
Coverage tailored based on business operations, sales, etc.
Access to multiple top rated companies.
Simple guidance from a trusted independent agency.
Takes about 2 minutes - No obligation
What Does Your General Liability Insurance Cover?
Injury on Premises
Helps cover medical costs and legal expenses if someone is injured on your business property.
Learn More >
Property Damage
Provides coverage if your business operations cause damage to someone else’s property.
Learn More >
Product Liability
Protects your business if a product you manufacture, sell, or distribute causes injury or damage.
Learn More >
Completed Operations
Covers claims that arise after a service or project your business completed results in property damage or injury.
Learn More >
Additional Coverage Options
Legal Defense
Helps pay for legal fees, court costs, and settlements if your business faces a covered liability lawsuit.
Advertising Injury
Provides protection against claims related to advertising issues such as copyright infringement or misleading promotions.
Personal Injury
Helps cover claims involving non-physical harm such as false arrest, wrongful eviction, or invasion of privacy.
Libel & Slander
Protects your business if it is accused of defamation through written or spoken statements.
Partnered With Top Insurance Carriers
We work with a number of the highest rated insurance carriers in the nation to ensure our clients receive the best General Liability options at competitive prices.
Frequently Asked Questions
If you have any additional questions, please email info@bollinsure.com or get a review of all your insurance needs.
What is general liability insurance?
General liability insurance helps protect businesses from financial losses related to third party claims involving bodily injury, property damage, or certain legal expenses that may arise during normal business operations.
What is property damage coverage?
Property damage coverage may apply if a business accidentally damages someone else’s property during its operations. This could include damage to a client’s property, equipment, or other physical assets.
Do small businesses need general liability insurance?
Many small businesses carry general liability insurance to help protect against common risks such as customer injuries, property damage claims, or legal expenses related to business activities.
What is a certificate of insurance?
A certificate of insurance is a document that verifies a business has active insurance coverage. Businesses often provide certificates to clients, landlords, or project owners as proof of insurance.
What does general liability insurance typically cover?
General liability insurance may provide protection for claims involving bodily injury, property damage, product related claims, and completed operations depending on the policy terms.
What is product liability coverage?
Product liability coverage may help protect businesses if a product they manufacture, distribute, or sell is alleged to have caused injury or property damage.
Is general liability insurance required for businesses?
While it may not always be required by law, many landlords, contracts, and clients require businesses to carry general liability insurance before work can begin.
Can contractors or service businesses benefit from general liability coverage?
Yes. Contractors and service providers often carry general liability insurance to help address risks related to property damage, injuries at job sites, or claims arising from completed work.
What is bodily injury coverage under general liability insurance?
Bodily injury coverage may apply if a third party is injured on a business’s premises or as a result of the business’s operations. This coverage may help address medical costs, legal expenses, or settlements depending on the situation.
What are completed operations in general liability insurance?
Completed operations coverage may apply after a business has finished a job or service. If a claim arises later due to the completed work, this coverage may help address potential liability.
What factors affect the cost of general liability insurance?
Premiums may vary based on factors such as business industry, revenue, location, claims history, coverage limits, and the overall risk exposure of the business.
How often should a business review its general liability coverage?
Businesses often review their insurance coverage annually or when there are changes in operations, revenue, staffing, or contractual requirements.